Terms of Service

1. Acceptance of Terms

By accessing and using Fred Carey ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms of Service, please do not use the Service.

2. Description of Service

Fred Carey provides a comprehensive decision-making platform designed for founders and executives. The Service includes various tools, frameworks, and analytics to support business decision-making processes.

We reserve the right to modify, suspend, or discontinue the Service at any time without notice.

3. Account Registration

To access certain features of the Service, you must register for an account. You agree to:

• Provide accurate and complete information during registration
• Maintain the security of your account credentials
• Promptly update your account information if it changes
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use

4. Use of Service

You agree to use the Service only for lawful purposes. You must not:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit harmful code or malware
• Attempt to gain unauthorized access to systems
• Use the Service to harm, threaten, or harass others
• Scrape, copy, or reverse engineer the Service

5. Payment and Billing

Paid subscriptions are billed in advance on a recurring basis. You agree to:

• Provide current and accurate billing information
• Pay all fees when due
• Update payment methods if they expire or become invalid

Refunds are handled on a case-by-case basis. Subscription fees are non-refundable except where required by law.

6. Intellectual Property

The Service and its original content, features, and functionality are owned by Fred Carey and are protected by international copyright, trademark, and other intellectual property laws.

You retain ownership of content you create using the Service. By using the Service, you grant us a license to use, store, and process your content to provide the Service.

7. Privacy and Data Protection

Your use of the Service is also governed by our Privacy Policy. We are committed to protecting your data and complying with applicable data protection regulations, including GDPR and CCPA.

8. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including breach of these Terms.

You may cancel your account at any time through your account settings or by contacting support.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FRED CAREY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes via email or through the Service. Continued use of the Service after changes constitutes acceptance of the modified Terms.

12. Contact Information

If you have questions about these Terms, please contact us at: